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Decide whether to bother in twenty seconds.
This is the appetite for Nimble’s multifamily program, in plain terms. If your property sits inside it, you will get a real indication, priced in-house. If it sits near the edge, you will get a referral to a human who can place it. If it sits outside, we will say so and point you somewhere useful.
Values below are being finalized with our programs team and are shown as placeholders. Treat them as indicative, not commitments.
Unit count
75 – 500
Per property. Below 75, the retail arm is usually the better fit; above 500, expect a referral conversation.
Construction
Frame · Joisted · Non-combustible
Per property. Below 75, the retail arm is usually the better fit; above 500, expect a referral conversation.
Year built
1970 +
Older stock can still work when systems have been updated: roof, electrical, plumbing. Updates matter more than the year.
Total insured value
$5M – $150M
Per location. Portfolios are scheduled property by property, not blended.
Concentration
Texas · Florida
Where the book and the storm-path experience live. Licensed to write nationwide.
Authority
Priced in-house
Inside appetite, pricing happens here. That is why the answer takes minutes, not weeks.
In appetite, refer, or outside. Said plainly.
The appetite check ends in one of three verdicts. In appetite means a number, fast. Refer means a range and a named underwriter who looks at the file the same day. Outside appetite means we tell you directly, and tell you who to call instead. An example verdict, for the same Houston property used across this site:
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