Insights
Multifamily insurance, without the fog.
Notes from the team that prices habitational risk every day — what underwriters look at, what lenders ask for, and where deals actually get stuck.
- Three Quotes Are Not a Comparison Until the Policies Are NormalizedThree premiums create the appearance of choice. A normalization grid shows whether the policies, retained risk, and lender fit are actually comparable.Read →
- The Certificate Is the Cover Sheet. The Policy Is the Deal.A certificate of insurance is useful evidence. It is not the policy, and it may not finish the lender’s review. Here is what multifamily owners should resolve before the closing clock gets loud.Read →
- Apartment Building Insurance: What Underwriters Actually Price OnThe building matters. But the first quote is built from your statement of values, loss runs, roof records, documented updates, and occupancy data.Read →